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Article on travel reinsurance Publisher in the ITIJ magazine September 2007
Résumé d’une présentation de Pierre Saddik sur L’autre côté de l’assurance collective en juin 2007
Pierre Saddik, FCIA, FSA

President, Saddik International Consulting, is based in Montreal but operates both in Canada and internationally. It  puts more than 29 years of a unique combination of insurance and reinsurance  experience, specialized in :

·Group Insurance
·Health and Travel Insurance and related cost containment solutions
·Creditor insurance and warranty
·International Reinsurance
Saddik International Consulting and network of strategic partners dedicates itself to:

· Helping brokers maintain their client basis.
· Linking insurance carriers to distribution sources;
· Supporting product development;
· Finding practical insurance solutions;
· Helping in finding insurance capacity sources where there is a current shortage;
· Building alternative risk transfer schemes;
The S3I is a composite risk index varying from 0 to 100 based on the annual claims frequency distribution of aggregate claims for a given group. It gives no weight to outcomes that exceeds expected claims by less than 0.5% of payroll, lower weights to mild negative outcomes and exponentially higher weights to more severe outcomes.  It varies depending on which Individual Stop-Loss (ISL) level is chosen.
The Saddik Self-Funding Security Index (S3I):
A new tool to better evaluate the risk
Graph design: Doug White
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